Why Pet Insurance

You may already know how devastating and expensive pet health care can be. According to a study by the Animal Hospital Association, two out of every three pets will be stricken with a serious illness or injury during their lifetime. And although veterinary medicine has improved and many more veterinary medical procedures are now available for our pets, family funds are not always available should an emergency, accident or unexpected illness arise. Pet health insurance is designed to help you pay these costs.

With the cost of veterinary medical care increasing faster than the cost of gas, quality veterinary care often exceeds a family's budget, forcing pet owners to incur burdensome debt or even to euthanize their pets. At Petsurance we do not want any pet to face euthanasia, a compromised quality of life, or even death resulting from an illness or injury simply because of veterinary costs and their owner's ability to pay. Petsurance is the best way to prevent these things from happening. It is also an excellent way to manage and save on the cost of veterinary care for your family pet.

The following list of common veterinary treatments and typical costs shows how expensive caring for your family pet can be:

  • Actual Claims and Costs
  • Hereditary and Congenital Disorders
    • Patellar Luxation - dislocation of knee cap of the hind legs
      Treatment: Required surgery and pain meds - Cost $4,012
    • Leg Perthes Disease - blood supply to the hip joint is disrupted causing degeneration in the joint.
      Treatment: Surgery and long term medications - Cost $11,034
    • Glaucoma - increased pressure within the eye, very painful and can lead to blindness
      Treatment: Long term medications and surgery - Cost $5,805
    • Liver Shunt - abnormal condition where the blood bypasses the liver
      Treatment: Required surgery and medication for a period of time - Cost $6,267
    • Diabetes - body doesn't produce any/enough insulin or body doesn't respond properly to the insulin it produces
      Treatment: Long term medications and blood work - Cost $10,496
    • Entropion/Ectropion - condition of the eyelids where they roll in or out from the eyeball
      Treatment: Required surgical correction - Cost $2,050
    • Fragmented Coronoid Process - small piece of bone broken off the ulna, often referred to as elbow dysplasia
      Treatment: Long term medications and surgery - Cost $7,006
  • Other Common Illnesses and Accidents
    • Fever of unknown origin and Pneumonia
      Treatment: Required emergency surgery and hospitalization - Cost $8,294
    • Ingestion of foreign object
      Treatment: Required surgery on cat to remove a swallowed hair pin - Cost $2,964
    • Gastric Dilation Volvulus (GDV) - commonly referred to as Bloat
      Treatment: Required surgery to turn the stomach back to normal and staple it to the wall of chest - Cost $3,525
    • Parvo and Gastroenteritis
      Treatment: Medication for inflammation of the stomach and intestines - Cost $5,084
    • Stick lodged between molars
      Treatment: Surgery required to dislodge the stick - Cost $1,656
    • Cruciate ligament tear
      Treatment: Surgery to repair torn right hind ACL and post op complication - Cost $5,439
    • Cancer (sarcoma)
      Treatment: Chemotherapy - Cost $5,351
    • Fractured pelvis from auto accident
      Treatment: Emergency surgery - Cost $3,717
    • Acute liver failure
      Treatment: Emergency center treatment - Cost $5,453
    • Seizures
      Treatment: MRI and medications for seizures - Cost $1,984